Investing in a house-and-lot property is one of the most meaningful steps a family can take toward stability, security, and a legacy of value. Unlike non-traditional or temporary living arrangements, a residential development provides homeowners with a permanent address, a private space to progress and thrive, and a property they can shape to suit their lifestyle and life-stage needs over time.
For end-users, owning a house-and-lot property provides everyday advantages of space, safety, and independence. It allows starting, growing, and multigenerational families to enjoy areas to create memories and celebrate milestones within a property they can truly call their own. For investors, a residential development may also serve as a long-term asset that can be leased or held for potential appreciation, especially when located in a growing, well-connected community.
Purchasing a house and lot within an established environment also offers practical convenience. Since the residential development is already part of a planned community, homeowners no longer need to manage every phase of construction to turnover independently. This allows them to move forward with the homeownership process with greater structure, guidance, and peace of mind.
Camella, the most trusted and preferred housing brand in the Philippines, has built its name on helping Filipino families fulfill the dream of lifelong homeownership. For nearly five decades, Camella has built residential developments with family and community life at the center.
A Camella house and lot is part of a well-planned community where daily life is made more convenient by its layout, planning, and features that support comfort and connection. They bring homeowners closer to essential establishments such as educational institutions, transport networks, commercial centers, lifestyle destinations, and shared spaces for recreation and relaxation.
For homeowners, this means choosing a property that supports both present priorities and future plans. For families, it provides a premium place to progress and thrive. For investors, it offers a long-term asset backed by Camella’s nationwide presence, an established track record, and a continued commitment to building communities for generations of Filipinos.
Camella has a nationwide presence, with more than 600,000 homes and 1,250 communities established in 49 provinces and 147 cities and municipalities across the islands.
This footprint allows homebuyers to find Camella communities in regional cities and provincial capitals close to tourism destinations, growth centers, and infralink projects. Whether they are looking for a house-and-lot property near their workplaces or commutes, their children’s schools, or a property near commercial centers and lifestyle destinations, Camella offers residential developments wherever in the country they decide to reside.
Camella offers house models in a variety of configurations to match lifestyle and life-stage needs over time. Floor areas range from 53 sqm. to 149 sqm., giving homebuyers the flexibility to find a Camella house-and-lot based on their family size, financial objectives, and long-term plans.
These house-and-lot offerings may suit starting couples, growing households, and multigenerational families of Overseas Filipinos and locally and self-employed professionals. Homebuyers are encouraged to review the specific floor area, lot area, layout, and features of house models with an accredited Camella real estate broker or sales partner.
The floor area varies depending on the selected Camella house model. Since each has its own lot area, layout, and features, homebuyers are encouraged to review the configuration of the Camella house model they selected before finalizing their purchase.
For specific information on Camella house models, homebuyers may visit www.camella.com.ph/explore-homes or get in touch with an accredited Camella real estate broker or sales partner for applicable floor and lot plans, room dimensions, and feature provisions.
Camella house models are built with a firewall as part of their structural provisions, delivering an additional layer of safety and protection. This configuration is subject to the house model and residential development design.
Most Camella house models include a provision for a carport, subject to the house model and residential development design. Homebuyers may visit www.camella.com.ph or get in touch with an accredited Camella real estate broker or sales partner to confirm the applicable vehicle capacity, based on the floor area, lot area, and layout of their selected house model.
Camella house models include an outdoor space provision that homeowners may utilize according to their lifestyle and life-stage needs. Depending on the house model, floor area, and lot area, it may be converted into a lounge, patio, garden, play area, or a practical extension of a Camella house and lot.
Interested homebuyers may visit www.camella.com.ph or get in touch with an accredited Camella real estate broker or sales partner.
After the initial inquiry, the assisting Camella real estate broker will arrange a project presentation, site tour, and house model viewing. This allows the homebuyer to personally appreciate the location, community, house models, lifestyle amenities, and the overall environment of the development.
Once the homebuyer finalizes the purchase through a reservation application, a Marketing Officer and Sales Administration Officer will conduct subsequent briefings via scheduled video calls. They will be guided through the reservation process, required documents, administrative policies, projected timelines, and the procedures leading up to the turnover and move-in to their Camella house-and-lot.
Documentary requirements may vary depending on the homebuyer’s civil status, employment category, down payment scheme, and financing option. Homebuyers may get in touch with their assisting Camella real estate broker, sales partner, and Sales Administration Officer for the applicable list of documentary requirements.
Standard Requirements
For Overseas Filipinos
For Locally Employed Homebuyers
For Self-Employed Homebuyers
Camella offers several down payment schemes to help qualified homebuyers choose an arrangement that suits their financial objectives. These may include spot cash, deferred cash, and regular down payment, subject to the selected house model, required documents, administrative policies, projected timelines, and the procedures leading up to the turnover and move-in.
For monthly amortization, homebuyers may choose between bank and in-house financing, depending on the purchased house-and-lot property and their employment category. Homebuyers may also explore alternative financing options such as the Pag-IBIG Housing Loan, depending on their documentary requirements, assessment, and approval.
Monthly down payments may be settled through Camella payment channels, subject to the guidelines provided by its accredited real estate brokers, sales partners, Marketing Officers, and Sales Administration Officers. For a complete list of available payment channels, visit www.camella.com.ph/payments.
Homebuyers are advised to keep their proof of payment and coordinate with their assigned Sales Administration Officer for appropriate confirmation and recording.
A Camella house and lot will be scheduled for turnover once all documentary requirements have been submitted, the down payments have been fully settled, and the property’s construction has been completed.
After the requisites for turnover are met, the Sales Administration Officer will confirm the joint house-and-lot inspection schedule through email.
Authorized representatives from Camella and the homeowner will inspect together to verify that the house and lot has been delivered according to the agreed specifications and commitments. The homeowner will also be guided through Homeowners’ Association membership and utilities applications to help prepare the property for move-in.
Once the joint house-and-lot inspection is found satisfactory, the formal turnover, key handover, and move-in will proceed.
Each house and lot due for turnover has its own set of features, finishes, dimensions, and deliverables based on the selected Camella house model specifications. Homeowners may get in touch with their assisting Camella real estate broker, sales partner, Marketing Officer, and Sales Administration Officer for the applicable list of house model specifications.
The homeowner is responsible for applying for electricity, water, and internet connections with the respective utility providers. This allows the utilities accounts to be placed under the homeowner’s name for appropriate activation, billing, and coordination.
Homeowners may apply for house-and-lot improvements once they have formalized the turnover and key handover and signed the Notice of Turnover and Acceptance of Property Form.
All proposed house-and-lot improvements must comply with the Homeowners’ Association regulations, house model specifications, documentary requirements, assessment, and approval. This helps maintain the order and overall appearance of the community while allowing homeowners to personalize their living spaces responsibly.
Homeowners’ Association membership dues vary by the location of the Camella house and lot and support the management and maintenance of shared spaces and services. Homeowners may contact their assisting Property Manager for applicable fees.
Real property tax (RPT) is imposed by the local government unit (LGU) for residential developments, including houses, lots, and improvements. For a Camella property, RPT shall be under the homeowner’s name upon turnover.
Homeowners are encouraged to monitor the real property tax schedule set by the LGU where the house and lot is located. Prompt and advance payment helps prevent penalties, maintain proper records, and manage responsible property ownership.
The processing costs of a Transfer Certificate of Title (TCT) under the homeowner’s name are included in the total contract price (TCP) agreed upon during the reservation application. Homeowners may coordinate with authorized representatives of Camella for specific information on required documents, projected timelines, and the procedures leading up to the delivery of the TCT.
Based on the stated inclusions in the reservation application to turnover and move-in, there are no additional fees. Homebuyers are encouraged to exercise due diligence by reviewing required and submitted documents to stay informed of any house-and-lot-specific obligations or future homeowner responsibilities.
Individuals or groups who wish to become accredited Camella real estate brokers or sales partners may complete an online form at https://bit.ly/VLinkApplicationForm. They may also submit a completed Real Estate Broker or Sales Partner Accreditation Form to any Camella information center nationwide, together with the following list of documentary requirements:
They will also be invited to attend the required training sessions, including the Product Knowledge Seminar (PKS), site tour, and house model viewing. These will enable accredited real estate brokers and sales partners to build better familiarity with Camella communities, house models, amenities, available inventory, selling points, pricing, and seasonal promotions. They are encouraged to maintain regular coordination with their assigned Marketing Officer and Broker Officer to stay informed and prepared to guide prospective homebuyers and investors properly.
Camella provides its accredited real estate brokers or sales partners with training sessions and marketing materials to support their efforts. These physical and online resources, which are proprietary and are protected by the Data Privacy Act of 2012, help them present Camella and its communities with clarity, communicate information with confidence, and professionally coordinate with homebuyers and investors.
In addition to agreed commissions with accredited real estate brokers and sales partners, Camella may offer seasonal promotions and incentives. These programs reward results, recognize remarkable performance, and reinforce the sustained growth of the Camella sales network. All promotions and incentives are subject to the duration, terms, conditions, and qualification requirements of each program.
