FAQ


Frequently Asked Questions

Camella Real Estate Buying FAQ's

Since a house is a basic necessity of everyone, here are some questions that usually come into a home buyer’s mind before purchasing:

 

Q: How do I avail or purchase a property?

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A:  In order to avail a house and lot, you must first and foremost inquire either directly through your preferred Real Estate Agent or through their website www.camella.com.ph after an inquiry has been made; the Agent who assisted you will ask you if you want to be scheduled for a tripping or site viewing. This will allow you to appreciate and experience the project more personally. If you decide to push through with the purchase, an interview will be made between you and a marketing officer.  After the prequalifying interview, you may now pay the reservation fee for your desired unit. Reservation fees are non refundable but is deductable to your down payment.

 

Q: Where is Camella located?

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A: As the Country’s largest house and lot developer, Camella is present in 36 provinces and 95 cities and municipalities. There is always a Camella Home near you! To know more about our projects please visit, our property listing for the complete list of our properties nationwide.

 

Q: How big is a Camella house?

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A: You have a lot of options in Camella: from the cozy, value for money Lessandra homes with a minimum of 40 sq m floor area for starting families or independent young professionals, to Grande Series that has a maximum of 166 sq m for growing families. Camella offerings are flexible for your family’s needs based on your space and budget requirements.

 

Q: What is NRFO?

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A: The term NRFO stands for Not Ready for Occupancy Units. These type of units are not yet built or house construction will commence after paying certain amount of the total contract price.

 

Q: What are the requirements?

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A: Standard Requirements:

-Photocopy of birth/marriage certificate 

-Two (2) pieces 2x2 ID picture (for principal/spouse/co-borrower/Attorney-in-fact) 

-Community Tax Certificate (applicant/spouse/children)

-Post dated Checks (for equity and amortization)

-Photocopy of Two (2) Valid Identification Cards (Company & Government) 

-Proof of billing, Local Address (Utility Bills)

-Tax Identification Number

-House Sketch

For Overseas Filipino Worker:

-Original Certificate of Employment & Compensation (Consularized)

-Photocopy of Contract of Employment (valid 6mos after reservation)

-Photocopy of Passport (w/entries)

-Photocopy of Seaman’s Book 

-Proof of Remittances for the last six (6) months 

-Payslips for the last three (3) months

-Bank Statements for the last six (6) months

-Special Power of Attorney (w/ Consular Seal if notarized abroad)

-ITR latest two (2) years (resident abroad)

For Locally Employed:

-Photocopy of latest Income Tax Return (ITR) If filed separately, spouse ITR also.

-Original Certificate of Employment and Compensation

-Payslips for the last three (3) months (applicant and spouse)

-Bank Statements for the last three (3) months

-Vouchers for the last six (6) months (commissions)

For Self-Employed:

-Photocopy of Business Registration (DTI/ SEC)

-Mayor’s Permit

-ITR for the last two (2) years

-Franchise/OR/CR (for taxi/jeepney/bus operators)

-PTR (for practicing professionals)

-Bank Statements for the last six (6) months

-Picture of Business Establishments

-List of clients and suppliers with contact nos.

-Company profile (if applicable)

- Leasing Contract (if applicable)

-Secretary’s Certificate/ Board Resolution (for corporation)

-Articles of Incorporation (for Corporation)

 

Q:  What are the terms or financial schemes available?

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A: Usually, there are two (2) types of financing available for mid-cost housing segment, Bank Financing and In-house Financing. But you can also personally apply for PAG IBIG Financing.

Q: How do you pay the down payment?

A: To complete your 15% down payment, buyers are usually given 12 months to pay. If payment is through Post dated checks, Full down payment is disclosed starting House construction for clients.

Q: Who Processes the loan approval?

A: The developer will assist the client in securing the loan approval for the bank.

 

Q: Who pays for the transfer of title? 

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A: Transfer of title is included in the total contract price.

Q: Who applies for the utilities such as power and water connection?

A: For the Utilities, water is for client’s application and power connection or Meralco is applied by developer.

Q: When can I apply for house extension / fencing?

A: Upon unit turnover, House Extension and Fencing plan should be approved by site engineers. 

 

Q: What are the specifications for the house turnover?

A: A turnover basically includes floor finishing, cabinet under the kitchen, floor tiles in the CR, counter top, toilet bowl, and shower.

NOTE: House specifications will be given to you upon interview.

Q: What is Camella FlexiHome?

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Q: When is the house turnover / move-in?

A: House Turnover is upon loan release and completion of documents and payments.

 

 

 

 

Camella's 5 Point Advantage

Camella has built its success on its “Five Pillars”

Dream Communities
Dream Communities
Convenience & Accessibility
Convenience & Accessibility
Safety and Security
Safety and Security
Wise Investments
Wise Investments
Affordability & Value for Money
Affordability & Value for Money

Testimonials

Reviews and comments from our satisfied Camella homeowners.

Got my dream home constructed in a year.So far no issues on my first house visit.Depende din kc with your direct broker na mgaassist sau.I'll definitely recommend Ms. Crisamel Martinez very approachable and knowledgeable of the Camella projects. Kudos to her.:).She helps us fulfilled our dreams.

- Robert Michael Luna Pason, Camella Bukandala Ph3

Good location, nice personnel and what we like most is the cleanliness of the whole community

- Rhodora Evangelista, Camella Tarlac

Kailangan na naming humiwalay sa mga anak naming noon, kaya naisip naming kumuha ng bahay. Maraming kumukuha sa Camella, kaya dito kami nag-invest ng bahay. Napakalapit lang sa Vigan ng mismong site, malapit sa simbahan, paaralan at sa palengke. Nung nakalipat na kami, satisfied kami. Araw-araw may nangongolekta ng basura, kapag nag- jojogging ako tuwing madaling araw, iyong mga guards, nakakatuwa kasi masipag silang umikot. Kaya sa Camella, masasabi kong payapa ang buhay.

- Macario Unza, Camella Bantay

Pinili ko ang Camella dahil ito ay malapit sa lahat like schools, church, malls at iba pang establishments. Dito ay mayroong peace of mind and friendly neighbourhood at higit sa lahat ay safe ang mga nakatira dito.

- Mary Hazelyn Nabong, Camella Cabanatuan

Pangarap ko pag nagkapamilya ako ay maregaluhan ko ng isang maayos na matitirhan ang aking magiging maybahay. Kaya naghanap buhay ako ng husto upang matupad ko ang aking pangarap. Nang dumating si Camella sa bayan ng Orani, ' di ko na pala kailangan mag-ipon ng bongang-bongga para lang matupad ang pangarap kong bahay at lupa. 'Di man kalakihan pero sigurado akong affordable at may quality. Napag alaman kong kay Camella, magkakabahay at lupa na 'di mo na kailangan ipunin pa muna bago magkabahay. Ngayon, nakikita ko unti-unti ang aking pangarap. Salamat kay Camella...natupad na ang aking pangarap. Sobrang inspired ako ngayon sa trabaho ko dahil kay Camella.

- Ryan Lloyd Bringula, Camella Orani

Awards and Recognitions

Camella has been recognized by various award giving bodies in different fields of real estate industry.
Camella will continuously innovate to deliver an upgraded lifestyle to its homeowners.